RARO Financial Consulting
Financial management with multinational perspective, applied to your business.
CFO as a Service and Financial BPO for franchisees, networks, and operations seeking organization and growth without building a heavy finance structure.
Who we are
Ricardo Rovigatti
25 years in automotive and industrial multinationals, with experience at Volvo, Renault, CNH Industrial, Volkswagen, and Guardian Industries. RARO brings that background to franchisees, networks, and growing operations with method, proximity, and plain language.
CFO as a Service
Financial management that used to be available only to large companies, now accessible to growing businesses. The approach combines well-run financial routines with strategic interpretation of the numbers.
What we deliver
P&L & Results
You know whether you are truly profitable every month, without having to translate accounting on your own.
Cash Flow
Updated control to make decisions with confidence and avoid cash surprises.
Ready-to-Use Reports
Reports delivered to the franchisor on time, without stress and without building spreadsheets from scratch.
Indicators
Simple KPIs that support decisions: margin, average ticket, recurrence, delinquency, COGS, and productivity.
Planning
Goals, budgeting, and follow-up based on the real numbers of the operation.
Accounting Interface
We follow up on accounting deliverables to turn obligations into useful information.
Focus areas
Aesthetic Clinics
Laser hair removal, body and facial aesthetics. High recurrence, rising average ticket, and complex royalties.
Urban Spa
Massage, therapies, and wellness. Appointment management, variable costs, and revenue seasonality.
Dentistry
Implants, orthodontics, and specialized clinics. Installment billing, long receivables cycles, and high average ticket.
Food & Restaurants
Restaurants, frozen food stores, delivery operations, and food franchises. Control of COGS, waste, inventory, purchasing, and margin by product.
Service plans
Essential
- Accounts payable in the finance system
- Bank payment scheduling
- Document submission to accounting
- Up to 50 scheduled payments per month
Professional
- Everything in the Essential plan
- Updated cash flow
- Classification and prioritization of payables
- Monthly online closing meeting
Strategic
- Everything in the Professional plan
- Budget and budget vs. actual
- Liability restructuring
- Suggestions to improve results
Financial diagnosis · 2 minutes
Is your operation making the profit it should?
Fill in your operation's numbers and instantly see where your money is going — and where it may be leaking.
Your numbers stay in your browser — nothing is sent unless you ask. Indicative diagnosis, not a substitute for accounting analysis.
Want to know exactly where to fix it?
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